Legal information

Accessing and using of this website at (hereinafter 'the Website') is only accessible to pension funds and members of pension funds (hereinafter 'the User' or 'the Users') that have concluded an agreement with us on the administration of an available defined-contribution scheme (the section of the Website available to members only). This Website (specifically the public section thereof) and the information it contains are not intended for or to be used by visitors from countries and jurisdictions other than the Netherlands, in particular residents of the United States of America, Japan, the United Kingdom or Canada. The information presented on this Website does not constitute an offer in relation to an issue of securities nor does it hold out the prospect of such an offer. Access to the members-only part of the Website and the information contained there is granted on condition that the User agrees to the following provisions.

Information on the Website
Great care has been taken in producing this Website and ensuring that all the information published on the Website is complete and correct. In connection with this, we make use of suppliers we believe to be reliable. We do not, however, guarantee or certify in any way, either explicit or implicit, that the information published on the Website or accessible through the Website is reasonable, correct or complete. Published information is provided solely as an indication and is subject to change. The information may be changed at any time without prior notice being given.

No rights may be derived from the published information, recommendations or calculations. The value of investments may fluctuate, and results obtained in the past provide no guarantee for the future.

The information published on the Website does not constitute investment advice or a financial service. The information is not designed to encourage the User to buy or sell any product or buy any service, nor is it intended to be used as the basis for investment decisions.

Use of information
The User is responsible for the choices he/she makes and for the use of information published on this Website. The User may only use this information for his/her own purposes, and may not transfer, download, save, reproduce, adapt or distribute the information. Users of this Website should be aware that they are responsible for ensuring compliance with all local legislation and regulations. Users who use the information and services offered on this Website without obtaining verification or more detailed advice do so for their own account and at their own risk. We refuse explicitly to accept liability for any losses incurred as a result of or in connection with accessing or using information published on the Website.

Neither we nor the other suppliers of information to this Website accept any liability whatsoever for the content of this Website and/or the information and recommendations published on or via the Website. Such information and recommendations are subject to change and may be amended without any prior warning.

Availability of Website
We make every effort to ensure that this Website works well and is constantly available for many important reasons, including the fact that external parties are dependent on this. However, it is impossible to guarantee that the Website works properly and/or is constantly available. We trust that you will understand this. We wish to draw attention to the fact that we cannot accept liability for any losses incurred owing to the Website being unavailable or not working properly at any time, including losses due to messages (including e-mails) relating to transactions being damaged or to delays or problems affecting their delivery.

References and hyperlinks
References and hyperlinks to other websites are intended solely as information for the User. We there do not provide any guarantee concerning the accessibility of the relevant websites or the information they contain, and accept no liability for the operation of those websites and/or the accuracy and completeness of the information to be found on them.